This position is for a Risk Officer Technology Cyber Security with a company in Gulfport, MS. Responsible for evaluates current loans and new loan proposals considered under a variety of community development programs; Specializing in loan programs designed for First time Homebuyers and low to moderate income borrowers; Coordinates all loan proposals with appropriate lending groups.
Duties and Responsibilities include: Partner with LOB/CSU to proactively identify and understand sources of potential future risks and facilitate appropriate management actions; Facilitate or perform risk assessments with LOB/CSU management by conducting research, leading risk workshops and meetings, reviewing documentation, and evaluating controls and risk levels; establish a comprehensive understanding of risk profile in business environment, and prepare summary and analytical reports according to the Company’s ERM methodologies; Assist in development, or evaluate adequacy, of risk mitigation action plans, monitor progress and escalate issues or delays; Provide thought leadership and assist in development or refinement of ERM methodologies; draft supporting policy and procedure; prepare and deliver training; operate / administer ongoing procedures as required; Provide subject matter expertise on the Company’s ERM framework, and guide LOB/CSU management to effectively implement practices in accordance with the Company’s ERM methodologies; Support ERM leadership to operate risk committees and working groups; Utilize ERM’s MIS systems including GRC platform (Governance, Risk and Compliance) and SharePoint, define workflows, and perform administration as needed; Collaborate with other corporate risk functions such as Compliance, IT Risk and Audit to streamline and align risk management practices; Attend continuing industry education courses and conferences as requested by management, which may be remotely or in-person depending on availability and cost/benefit to the Company; Support ERM leadership in meeting with and reporting / responding to pertinenet audit and regulatory bodies pertaining to ERM activities; Other duties and special projects as assigned by department management; Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act.
Requirements and Qualifications include: Bachelor's degree; at least four to six years related experience; or equivalent combination of education and experience; Understanding of risk management framework concept and approaches, such as Basel II / III, COSO, ISO, COBIT, etc.; Ability to work under stress and meet deadlines; Ability to travel; Ability to lift/move/carry approximately 25 pounds if required to perform the essential job functions; If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.
We are proud to be an Equal Opportunity/Affirmative Action Employer, making decisions without regard to race, color, religion, creed, sex, sexual orientation, gender identity, marital status, national origin, age, veteran status, disability, or any other protected class.